sobre nosotros

Invirtamos juntos en desarrollo sostenible

Desde 1994, Alterfin financia el desarrollo de empresas social y ambientalmente responsables por todo el mundo, lo que permite a la población más vulnerable obtener ingresos sostenibles. Gracias al apoyo financiero de nuestros casi 6.000 humanity investors, logramos que más de 4 millones de familias tengan una vida digna, generando también un impacto positivo para el planeta.

La concesión de créditos nos permite redoblar nuestros medios y prestar apoyo a más proyectos: cada vez que alguno de nuestros clientes efectúa un reembolso, nosotros disponemos de más medios para financiar otros proyectos. De este modo, creamos un círculo virtuoso que permite incrementar nuestro impacto en el terreno.

Your first Human Yield certificate
socios accionistas particulares
A new campaign with Oxfam
socios accionistas institucionales

And now, it’s up to you to decide what happens next.

  1. Subscribe to new shares and support cocoa farmers through Bite to Fight
  2. Donate your dividend to the Guarantee Fund
  3. Have your dividend paid out to your bank account
Indicate your dividend preference 👉

Already submitted your choice? We’ll take it into account — no need to fill in the form again. Your preference will be processed on 19 June 2026. If you wish to make a change, please contact us before the end of the year.

1. Subscribe to new shares

Through this joint campaign, every new Alterfin share contributes to a triple impact in the fight for a fairer cocoa chain — as an investor, a donor, and a conscious consumer.

  • ‍‍Every share (62.50 €) triggers a 1 € donation by Alterfin to the Bite to Fight project.
  • For every 8 shares purchased (500 €), you will receive an Oxfam Bite to Fight voucher worth €5.
  • This offer is valid for investments until 15 July 2026.
  • Oxfam vouchers and the total campaign donations will be transferred at the end of the campaign period.

Make your payment to:

  • Beneficiary: Alterfin SC
  • IBAN: BE85 5230 4527 2706
  • Personal structured communication: as found in your statements.

If your dividend amount is insufficient for purchasing new shares, you may add an extra payment.

2. Donate to the Alterfin Guarantee Fund

Your donation helps us stand by our partners over time, enabling them to grow stronger and make a lasting difference in their communities and for the planet.

Thanks to our collaboration with the King Baudouin Foundation, donations of €40 or more qualify for a 30% tax reduction.

With tax benefits, make your donation to:

  • Beneficiary: King Baudouin Foundation
  • IBAN: BE10 0000 0000 0404
  • Structured communication: 017/1880/00074

Direct donation, without tax benefits:

  • Beneficiary: Alterfin Guarantee Fund VZW
  • IBAN: BE04 7340 5794 0331

3. TRANSFER TO YOUR BANK ACCOUNT

Alterfin will transfer your dividend to your bank account.

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Whether you reinvest, support another initiative, or enjoy fair‑trade products, your choice is part of what keeps this cooperative alive.

Únete a nosotros y marca la diferencia

We all enjoy chocolate.
What if the people who grow it could enjoy a good life from it too?
‍
‍That is why Alterfin and Oxfam Belgium created a joint campaign around Bite to Fight, Oxfam’s living‑income programme for cocoa farmers.

Hazte miembro de la cooperativa

Good to know:

  • No specific preference? You can combine different options. Indicate your choices in the online response form.
  • Want to set a recurring preference for future dividends? Only one choice is possible. It will be applied automatically unless you request a change or update it yourself via MyAlterfin. Once confirmed, you will no longer receive a form.
  • No response? Your dividend will remain in your individual account. Amounts in your account are not included in the calculation of future dividends.
  • Switch to emails today! This year, help us reduce our ecological footprint and mailing costs by receiving your official communications by email. To make the change – it's this way!