INVEST €62.50 IN A COOPERATIVE SHAREThat's your share in a human life

We’re glad you’re here.

With €62.50, you buy one Alterfin share and give entrepreneurs and farmers the opportunity to start or grow their business and earn a dignified income.

Alterfin pools this capital and invests it in microfinance and sustainable agriculture so that people can build their own future.
An investment — not a donation.

Small enough to do today.
Big enough to make a difference tomorrow.

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How does it work?

Responsible. Transparent. Impactful.

1. Human Yield

Your return isn’t measured in fine words but in lives moving forward – in dignity, resilience, and incomes that hold even when times are tough.

That’s what we call a “human return”. Because it speaks honestly to what truly matters.

2. Co-ownership

This isn’t about buying “a good feeling”. It’s about becoming a co‑owner.

And if you ever need your money back, you can withdraw it under the applicable conditions.

Still hesitating? We’re always here to talk.

3. Modest financial return

When the cooperative’s financial results allow it, you receive a dividend.

No big promises — just a clear principle: impact, with a modest financial return.

INFORM YOURSELF BEFORE YOU INVEST

Investing in cooperative shares at Alterfin involves certain risks.
Investors are exposed to the risk of losing all or part of the investment.
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Before buying shares, potential investors should carefully read the information note, the key information document and the sustainability-related disclosures.

Real‑life examples

All updates
Partner story

How did Alterfin contribute to the growth of EBO‑SACCO?

EBO SACCO, a savings and credit cooperative in Uganda, has grown significantly over the past two years. This growth is the result of a long trajectory supported by several organisations, including the Belgian organisations BRS and Trias. Alterfin then played a catalytic role in this growth story: by strengthening EBO SACCO’s credibility at the right moment, we helped the cooperative attract other investors and ultimately increase its impact. This is confirmed by our impact study, a tool we specifically developed to measure the added value we bring to our partners.

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Collaboration

CERA strengthens its commitment to microfinance through Alterfin

According to the press release published on 13 May by CERA and BRS, the two organisations have jointly decided to discontinue the activities of BRS Microfinance Coop. CERA will continue its investments in microfinance through strengthened collaboration with specialised partners such as Alterfin.

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Event

Invitation to Alterfin’s General Assembly

On Saturday, 25 April 2026, from 2:00 PM onwards, let’s meet at Comet Meetings Louise in Brussels for a key moment in our cooperative life. We invite you to an afternoon to understand, feel, and question what finance can truly change — in people’s lives, in communities, and in the future.

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