INVEST €62.50 IN A COOPERATIVE SHAREThat's your share in a human life

We’re glad you’re here.

With €62.50, you buy one Alterfin share and give entrepreneurs and farmers the opportunity to start or grow their business and earn a dignified income.

Alterfin pools this capital and invests it in microfinance and sustainable agriculture so that people can build their own future.
An investment — not a donation.

Small enough to do today.
Big enough to make a difference tomorrow.

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How does it work?

Responsible. Transparent. Impactful.

1. Human Yield

Your return isn’t measured in fine words but in lives moving forward – in dignity, resilience, and incomes that hold even when times are tough.

That’s what we call a “human return”. Because it speaks honestly to what truly matters.

2. Co-ownership

This isn’t about buying “a good feeling”. It’s about becoming a co‑owner.

And if you ever need your money back, you can withdraw it under the applicable conditions.

Still hesitating? We’re always here to talk.

3. Modest financial return

When the cooperative’s financial results allow it, you receive a dividend.

No big promises — just a clear principle: impact, with a modest financial return.

INFORM YOURSELF BEFORE YOU INVEST

Investing in cooperative shares at Alterfin involves certain risks.
Investors are exposed to the risk of losing all or part of the investment.
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Before buying shares, potential investors should carefully read the information note, the key information document and the sustainability-related disclosures.

Real‑life examples

All updates
News

Finance: A Real Lever for Dignity?

At Alterfin’s 2026 General Assembly, we brought together a panel to explore this question: Lore Vandewalle, Professor at KU Leuven; Simon Ziba and Josh Olson from VisionFund, an Alterfin partner; and Caterina Giordano, Chief Impact Officer at Alterfin.

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Partner story

A message from the field

An open letter from Armand Kouassi, Director of the CPR Canaan cooperative, a member of our partner Ecookim.

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Interview

“Investing in farmers means investing in the future of chocolate”

This year, Alterfin is joining forces with Oxfam to support the Bite to Fight project. Launched in 2018, the initiative aims to help 100 cocoa farmers from the CPR Canaan cooperative (a member of our partner Ecookim) achieve a living income. Oxfam hopes the project can serve as a model for the wider cocoa sector.

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