INVEST €62.50 IN A COOPERATIVE SHAREThat's your share in a human life

We’re glad you’re here.

With €62.50, you buy one Alterfin share and give entrepreneurs and farmers the opportunity to start or grow their business and earn a dignified income.

Alterfin pools this capital and invests it in microfinance and sustainable agriculture so that people can build their own future. An investment — not a donation.

Small enough to do today.
Big enough to make a difference tomorrow.

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How does it work?

Responsible. Transparent. Impactful.

Human Yield

Your return isn’t measured in fine words, but in lives moving forward: dignity, resilience, and incomes that hold even when times are tough.

Yes, you could call that a “human return”. At least it’s honest about what truly matters.

Co-ownership

You’re not buying “a good feeling.” You become a co-owner. And when you need your money back, you can withdraw it under the conditions provided.

Still unsure? Send us your question via the form above. We’ll be happy to explain.

Modest financial return

When the cooperative’s financial results allow it, you receive a dividend.

No big promises — just a clear principle: impact, with a modest financial return.

INFORM YOURSELF

Investing in cooperative shares at Alterfin involves certain risks. Investors are exposed to the risk of losing all or part of the investment. Before buying shares, potential investors should carefully read the information note.

Real‑life examples

All updates
Impact study

Ecookim

Cocoa sits at the centre of Côte d’Ivoire’s rural economy. It provides income to millions of smallholder farmers, yet it remains a fragile livelihood. Price volatility, climate risks, delayed payments and limited access to finance continue to shape daily uncertainty for farming households.

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Impact study

Financiera FDL

Microfinance plays a vital role in Nicaragua’s economic and social development, especially in rural communities where traditional banking services remain out of reach. Over the past decades, the sector has grown significantly, with a strong focus on group lending and social responsibility.

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30 years

30 Years of Investing Together

Thirty years ago, Alterfin began with a simple but demanding idea: money should serve people — not the other way around. At the time, this was not a slogan. It was a choice. And it was a cooperative choice.

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