why investlet's make a difference together

Do you want to take action to help entrepreneurs and farmers secure a decent income and protect the planet? Become an Alterfin co‑op member and start generating your human yield today.

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Joining us is easy: you can become a co-op member for 62.50 euros, or 250 euros if you’re a non-profit organisation or a company.

HOW DOES IT WORK?

Responsible. Transparent. Impactful.

Discover our impact

1. Human Yield

Your return isn’t measured in fine words but in lives moving forward – in dignity, resilience, and incomes that hold even when times are tough.

That’s what we call a “human return”. Because it speaks honestly to what truly matters.

2. Co-ownership

This isn’t about buying “a good feeling”. It’s about becoming a co‑owner.

And if you ever need your money back, you can withdraw it under the applicable conditions.

Still hesitating? We’re always here to talk.

3. Modest financial return

When the cooperative’s financial results allow it, you receive a dividend.

No big promises — just a clear principle: impact, with a modest financial return.

They've already joined alterfin

Every small step counts as we move towards an inclusive, sustainable and socially responsible economy. But a few million euros aren’t enough to change a system that destroys the planet and creates inequality. That’s why I believe in working together and in global solidarity: alone, we go faster, but together, we go further.

Damien

I like to travel and discover the differences between countries. When I visit a country, I want to contribute to the local economy, but often I don't know how. For me, investing in Alterfin shares is the answer.

Xanthippe

Alterfin is an excellent alternative to traditional bank investments. You don't have to invest large sums to become a co-op member and support the transition to a fair world.

Lina

I spent a long time looking for a meaningful way to invest my savings. Investments with big banks don’t appeal to me because I don’t think their commitment to sustainability goes far enough. I’m willing to take risks when the cause seems worthwhile; my goal isn’t just to see my money grow.

Marie Jeanne

Alterfin’s work has a positive influence on the quality of life of many hard-working smallholder producers. Alterfin analyzes the social and environmental impact of each investment, which is really valuable. The savings we invest via Alterfin help make a difference for millions of families.

Luk

join us and make a difference

become a co-op member

INFORM YOURSELF BEFORE YOU INVEST

Investing in cooperative shares at Alterfin involves certain risks.
Investors are exposed to the risk of losing all or part of the investment.
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Before buying shares, potential investors should carefully read the information note, the key information document and the sustainability-related disclosures.

a certified approach

Discover our impact

The B Corp certification recognizes and rewards an organization’s efforts and achievements with regard to the environment, social responsibility and governance.

The financings issued by Alterfin, including its cooperative shares, have been certified as Socially Responsible Finance. This label certifies financing activities that generate social and/or environmental benefits.

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The Socially Responsible Finance label also ensures that investors receive transparent and comprehensive information about the financial product.

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In this regard, we invite you to consult their available information note.

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For more details on the label, visit their website.

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The Fair trade at work certification rewards companies and organizations that make fair trade their top criterion for procurement.

where does your money go?

All updates
Partner story

How did Alterfin contribute to the growth of EBO‑SACCO?

EBO SACCO, a savings and credit cooperative in Uganda, has grown significantly over the past two years. This growth is the result of a long trajectory supported by several organisations, including the Belgian organisations BRS and Trias. Alterfin then played a catalytic role in this growth story: by strengthening EBO SACCO’s credibility at the right moment, we helped the cooperative attract other investors and ultimately increase its impact. This is confirmed by our impact study, a tool we specifically developed to measure the added value we bring to our partners.

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Partner story

Women shaping coffee and leadership in Nicaragua

In 2026, the International Year of the Woman Farmer brings overdue attention to a reality that has shaped agrifood systems for generations: women are central to agriculture. Yet their access to land, finance and decision-making remains unequal.

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Partner story

Solidarity campaign: 3 areas of expertise, 1 goal

Faced with a complex political context and budget cuts, organisations active in international cooperation have every interest in joining forces. That is why this year we are running a joint campaign with the NGOs Humundi (formerly SOS Faim) and Rikolto. With a rich shared history, our approaches are highly complementary. So it's no surprise that we have a few partners in common. Two examples in Peru are Arariwa and Casil.

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