The Alterfin Guarantee Fund unlocking our partners’ potential for a greater impact

Fund Mission

‍Alterfin invests to support partners who have little or no access to the traditional financial sector because they are perceived as too risky. To grow and maximize their social and environmental impact, these partners need support that goes beyond simple financing.

The Alterfin Guarantee Fund allows us to expand our services to encourage the long-term growth of our partners and help them gain the trust of other stakeholders (investors, financing institutions, buyers…).

The Alterfin Guarantee Fund is financed by donations from individuals and institutions and currently has around 2 million euros.

OUR ADDED VALUE

1. A guarantee for those excluded from the financing system.
   
   Many of our partners have the potential to generate a significant social and environmental impact, but their financial and/or operational performance isn’t strong enough.
   The Alterfin Guarantee Fund provides guarantees to improve our partners’ risk profile; thus enabling us to offer them loans with better terms. With this targeted financing, organizations can grow and improve their performance.
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2. Currency hedging for small partners.
   
   Thanks to the Alterfin Guarantee Fund, Alterfin can also hedge against currency risk when providing financing in local currencies. Our smaller partners have financing needs that are too small to access traditional hedging. We can provide them with the local currency loans they need, while protecting them and Alterfin from currency risks.
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3. Technical assistance to strengthen our partners’ capacities.
   
   The Alterfin Guarantee Fund also increases the impact of Alterfin’s work by offering financing technical assistance to boost our partners’ institutional, financial, operational, social and environmental performance.