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After the retroactive abolition of tax reduction, Alterfin is introducing 'Human Yield': a transparency model that translates investments in microfinance and sustainable agriculture into measurable socio-economic outcomes.

Everyone agrees that investing should pay off. But while most lending institutions stop at financial returns, Alterfin is primarily interested in human yield: the “human return” on its investments.

In the Philippines, Kennemer Foods works hand in hand with nearly 20,000 smallholder farmers to transform local agriculture. Understanding the dynamics of the land, building trust with communities, and relying on a network of “Cacaopreneurs” - this is their strategy to spread virtuous farming practices… and reap the benefits.

‍Thanks to the incredible commitment of our engaged co-op members, including the ones who joined us during this campaign, our solidarity initiative celebrating Alterfin’s 30th anniversary has been a true triumph!

Faced with a complex political context and budget cuts, organisations active in international cooperation have every interest in joining forces. That is why this year we are running a joint campaign with the NGOs Humundi (formerly SOS Faim) and Rikolto. With a rich shared history, our approaches are highly complementary. So it's no surprise that we have a few partners in common. Two examples in Peru are Arariwa and Casil.

Alterfin’s 30th anniversary also marks three decades of collaboration with organizations that, like us, are committed to fair finance, sustainable development, and equal opportunities for all.

As of September 1, 2025, our new CEO has taken office: Luc Cool. After a versatile career in the banking sector, he first encountered development finance while working in Asia — a turning point in his professional journey. Today, he takes the helm in challenging times, but he remains confident that by working together, innovating, and above all, believing in our strengths, Alterfin can continue to move forward.

After 4,000 days at the helm of Alterfin, Jean-Marc Debricon reflects on a journey rich in challenges, emotions, and lessons learned - before passing the torch to the new leadership. His testimony reminds us that Alterfin’s true impact is not measured in numbers alone, but above all in commitments and shared values.

Just seven years ago, Alterfin was among the very first companies in Belgium to earn B Corp certification, starting with an initial score of 108.9. Today, with a new score of 116.3, we not only confirm our steady progress but also reaffirm our commitment to pushing the boundaries of impact finance — a testament to the fact that our pioneering spirit remains strong.