The GA symbolizes our cooperative way of working - a conscious choice for the past 30 years.

This means that, as a cooperator, you have the opportunity to make your voice heard.

During the Assembly, you approved all the voting items, including the distribution of a 1% dividend (see the dividend certificate sent in mid-June to shareholders holding capital in 2024).

You also asked insightful questions:

"What impact does global political and economic instability have on Alterfin’s investments? Do we pass on the increased financing costs to our partners?"

To see our answers to these and many other questions, please consult the minutes of the Assembly, available here.

In short, here’s what we achieved together with our 5,901 cooperators:

• 143 sustainable investments in 31 countries, supporting partners committed to fair development.
• Nearly 4,800,000 lives impacted, of which 77% are women and 65% live in rural areas—proof of our ongoing commitment to the most vulnerable populations.
• 76% of our agricultural portfolio invested in certified products, reflecting our dedication to ecological sustainability.

2024 tested us in many ways, but we demonstrated the strength, adaptability, and impact of our cooperative model.

30 Years of Finance that Brings Hope

The ‘traditional’ part of the GA was followed by a more festive moment. Our founder, Hugo Coudéré, reflected on what has shaped Alterfin’s DNA from the very beginning: fighting poverty by providing entrepreneurial opportunities to vulnerable populations.

The tangible impact of these investments? Our Congolese partner, COPAK, shared their story and the difference they make for the farmers they support.

Looking ahead, what are our plans for the coming years?

To continue, of course.

In an increasingly unpredictable world, we carry forward the tools that have proven effective over the past 30 years:

ethics, adaptability, innovation, and a network of cooperators and partners as solid as it is supportive—who, like us, believe that finance can be a tool for positive change.

Thank you for being part of this journey, and here’s to the next 30 years!

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